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Personal Insurance

Auto Insurance In Ohio

Who offers the cheapest auto insurance rates in Ohio?

Cheap car insurance in Ohio isn’t always easy to find. Prices vary quite a bit depending on the insurance company you get a quote from, as well as personal factors such as your age, driving record and credit history. Generally, for a driver to obtain the best rates it’s a good idea to obtain quotes from at least three companies before deciding which to insure with.

Suburban Insurance Agency in Youngstown, Ohio has researched rates from the largest insurance companies in the state. ​We compared quotes at 10 insurance companies using five different types of drivers and found that Grange, Erie, and Statefarm had some of the top three cheapest auto insurance rates for our researched driver groups.

​What were the five different types of drivers researched for the cheapest auto insurance in Ohio?

Suburban Insurance agency researched auto insurance rates for five different types of drivers that included: good drivers, young drivers, drivers with one at-fault crash, drivers with poor credit and retired drivers.

What was the average auto insurance quote for good drivers in the state of Ohio?

The average auto insurance quote for good drivers among the three cheapest insurers was about $684 per year according to our research. Grange and Erie had the two cheapest prices with almost identical rates, followed by State Farm.

What was the average auto insurance quote for young drivers in the state of Ohio?

Suburban Insurance agency researched the rates of young drivers who are carrying the minimum required coverage and found that Grange offered the lowest rates at $258 a year, followed by Erie and State Farm.

What was the average auto insurance quote for young drivers with one at fault crash in the state of Ohio?

Motorists involved in an accident almost always will see a price increase in an insurance policy quote or renewal. Our research was inconclusive since auto insurance companies often have very different rates for the drivers’ accident and the circumstances surrounding them.

What was the average auto insurance quote for drivers with poor credit in the state of Ohio?

“Many insurers consider credit-based insurance scores a useful indicator of how likely customers are to file future claims. This explains why people with poor credit tend to have trouble getting cheap car insurance in Ohio.

Grange had the lowest rate at $890 a year. That’s $331 more than the cheapest price we found for drivers with good credit and $107 higher than the best deal available for those with an at-fault crash.”

What was the average auto insurance quote for retired drivers in the state of Ohio?

Suburban Insurance Agency collected rates for retired drivers who use their car 50% less during the year than the other researched groups. The lowest average quote was $477 from Erie, $82 cheaper than the best deal we found for 30-year-old good drivers who commute daily. Grange and State Farm were the next cheapest options, respectively. One should keep in mind that although Erie offered the cheapest rates for this study, many different factors determine the final auto insurance quote. We found that typically Grange Insurance company offered the cheapest rates for Ohio drivers.